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How can I know if my health insurance plan is covered under SB 138?

Most health insurance plans in California are covered by SB 138, meaning they must accept your CCR. However, there are some exceptions.

For example, you may not be covered if the primary policyholder (likely your parent or partner) works for an employer who is self-insured. The best way to find out if your plan is self-insured is to contact your insurance provider’s customer service department. Even if it is self-insured, your insurance provider still may choose to accept your CCR as provided under a national law called "HIPAA." If you have any problems submitting a CCR or getting your CCR accepted and honored by your health plan, please contact us for support.

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